Mortgage to buy a home from a developer
You can apply for a loan to buy a new home in a housing development that offers Husbanken financing. The home must be pre-approved for financing by Husbanken.
Before you apply
Whether you are eligible for a loan from Husbanken – and how much you can borrow – depends on your financial situation.
The mortgage can cover up to 90 percent of the purchase price. You must provide the remaining 10 percent as your own equity.
Before applying, we recommend that you try our loan calculator (in norwegian only). It will give you an estimate of how much you may be able to borrow. The exact amount will only be determined once you submit an application and we have processed it.
Apply for a loan
Log in to submit your loan application:
If you prefer to apply on paper, you can download the application form and send it along with the necessary attachments by regular mail to: Husbanken, Postboks 1404, 8002 Bodø.
Download the application form:
After you have applied
Husbanken will contact you once your application has been reviewed. Processing time varies from 3 to 6 weeks, depending on the number of applications in the queue. Missing documentation may delay processing. You can submit additional documents through our secure upload service.
If Husbanken approves your application, we will send you a loan offer to your digital mailbox. This letter will also include information about the next steps in the process, signing, deadlines, and any additional documents we need from you.
The loan will be disbursed once the home is completed and Husbanken has received and approved all required documentation. A home is considered completed when a temporary occupancy permit or a certificate of completion has been issued, if such documentation is required.