The Norwegian State Housing Bank' role
The Norwegian State Housing Bank is the government's main implementing agency for for housing policy, and uses financial measures to facilitate the achievement of housing policy goals.
Husbanken's vision is that everyone should live well and safely. The government wants everyone to be able to acquire and keep their own home. Those who cannot do it themselves must get the help they need. No one should be homeless.
Husbanken's social mission is to prevent people from being disadvantaged in the housing market, and to help disadvantaged people acquire and keep their own home. Husbanken is the state's central body for implementing the housing policy.
Husbanken supports municipalities, the voluntary sector, the construction sector and others through financial instruments, knowledge development and competence transfer. Husbanken is also a driver for new trials, innovation and that digital solutions are put into use.
Husbanken manages financial schemes such as housing support, start-up loans, investment grants for nursing homes and care homes, loans for rental housing and student housing, and loans for the construction and upgrading of housing with increased quality requirements. The housing bank must also stimulate accessible and environmentally friendly housing and the housing environment.
Husbanken is a professional adviser to the ministries, and must, among other things, prepare good decision-making bases for further policy development within the social housing area.