Loans from the Housing Bank to individuals
You can apply for a loan from the Housing Bank to build or upgrade a house. The prerequisite is that you plan to meet high standards of environmental sustainability or accessibility.
Loans for high-quality housing are available to individuals who are building or significantly upgrading their main home.
By high standards, we mean the physical and environmental qualities of the building, such as:
- Using eco-friendly building materials and good waste management practices during the construction period.
- Ensuring low energy consumption and using renewable energy sources.
- Avoiding high thresholds or other physical barriers inside and outside the home.
You can choose between three different quality objectives:
- Eco-friendly buildings that have low energy consumption and use renewable energy sources.
- Lifetime homes with all of the rooms you need on the entrance level and with no physical barriers.
- Home upgrades to significantly lower energy consumption and improve accessibility.
If you are buying a home from a developer, you can also get a loan from the Housing Bank.